Purchasing foreclosures is a bit different than purchasing traditional real estate. Some properties may need repairs to qualify for financing or some associations may not meet the traditional requirements to obtain financing. Also, some down payment assistance programs may be available to first time buyers or loans that allow you to have the funds to purchase and rehab the property. The Mortgage bankers listed below have the experience and knowledge to help you through this process: Just click on the company you choose to use and you will be guided through the process of getting qualified for financing.

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Michael Sluis Home Mortgage Consultant Stagecoach Priority Certified Wells Fargo Home Mortgage MAC N9222-011 5120 CO RD 101 Minnetonka, MN 55345 612-667-3743 Tel 612-599-3819 Cell 612-667-3722 Fax michael.a.sluis@wellsfargo.com http://www.ReadyToOwn.net

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Michael Wolle Mortgage Loan Officer 5201 Eden Ave Suite 150 Edina, MN 55436    Direct: (952) 848-5701 Mobile: (612) 247-7348 Fax: (877) 268-5243 To get Pre-qualified go to:  www.MikeWolle.com - it only takes a couple of minutes.  Integrity is the cornerstone of my business. I believe a mortgage should be about building relationships, and helping my customers achieve their home financing goals, not just a transaction. As a Bank of America Mortgage Loan Officer, I take a consultative approach to the home loan process by customizing each home financing solution to help customers achieve their home financial goals. Many loan officers can get you a loan. My mission is to get you the right loan. Professional Experience Welcome to Bank of America Home Loans, my name is Michael Wolle. As a Mortgage Loan Officer, I have a wide range of mortgage choices, competitive rates and flexible terms and conditions, as well as online tools, so you can find the mortgage solution that best fits your needs. During my 9 years of experience in the mortgage industry, I have shared my expertise to personally assist hundreds of families with responsible and affordable home financing. I have an extensive background assisting first time homebuyers and a great deal of experience in: Affordable mortgage lending Conventional loans Government lending Investment property lending Non-conventional "Jumbo" lending Bank of America — Trusted Lender Here’s why: We have tremendous financial strength as one of the largest companies in the world. Our dedication to responsible lending has never been greater and is focused on a balance of a diverse set of loans, showing our commitment to the first time home buyer as well as repeat buyers. We service our own loans to ensure you have a positive experience for the life of your mortgage. We have served the needs of over 59 million US households (1 out of every 2 US households) Privacy & Security Credit and collateral subject to approval. Terms and conditions apply. Bank of America, N.A. Member FDIC. Equal Housing Lender © 2009 Bank of America Corporation. All rights reserved.

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Click Here for more information! Lake Area Mortgage Specializes in:  Home Renovation Loans & Fix-Up Fund Loans First Time Home buyer Programs Reverse Mortgages Fast Mortgage Pre-Approvals Adjustable Rate Mortgages Long Term Fixed Rate Mortgages Interest-Only Mortgages Balloon Mortgage Programs Single Close Construction Financing